BZZ
Why? Because it's a bad habbit, standalone BINs are useless without metadata and so I'd like to threat them like bad dumps. But you can leave your concerns here let's discuss 🙂
You can read here and obtain missing cue files, too
https://github.com/opsxcq/psx-cue-sbi-collection
Why cue over bin? CUE descripes the bin file and so it's possible to play the audio tracks that were inside the image file. Usually the dumped container contains bin next to cue and there is no need to delete the cue-file.
If you want to create CUE files than use
1. https://github.com/thorst/CueMaker (python for unix, mac -> mass creator)
2. https://cue-maker.informer.com/2.4/ (windows -> single cue)
3. https://nielsbuus.dk/pg/psx_cue_maker/ (online -> single cue)
Maybe you can play WipEout with a CUE and without one. You should hear the difference (or did you delete the audiotrack, too?)
FILE "WipEout (E) (v1.0) (Track 01) [SCES-00010].bin" BINARY
TRACK 01 MODE2/2352
INDEX 01 00:00:00
FILE "WipEout (E) (v1.0) (Track 02) [SCES-00010].bin" BINARY
TRACK 02 AUDIO
INDEX 00 00:00:00
INDEX 01 00:02:00
FILE "WipEout (E) (v1.0) (Track 03) [SCES-00010].bin" BINARY
TRACK 03 AUDIO
INDEX 00 00:00:00
INDEX 01 00:02:00
FILE "WipEout (E) (v1.0) (Track 04) [SCES-00010].bin" BINARY
TRACK 04 AUDIO
INDEX 00 00:00:00
INDEX 01 00:02:00
FILE "WipEout (E) (v1.0) (Track 05) [SCES-00010].bin" BINARY
TRACK 05 AUDIO
INDEX 00 00:00:00
INDEX 01 00:02:00
FILE "WipEout (E) (v1.0) (Track 06) [SCES-00010].bin" BINARY
TRACK 06 AUDIO
INDEX 00 00:00:00
INDEX 01 00:02:00
FILE "WipEout (E) (v1.0) (Track 07) [SCES-00010].bin" BINARY
TRACK 07 AUDIO
INDEX 00 00:00:00
INDEX 01 00:02:00
FILE "WipEout (E) (v1.0) (Track 08) [SCES-00010].bin" BINARY
TRACK 08 AUDIO
INDEX 00 00:00:00
INDEX 01 00:02:00
FILE "WipEout (E) (v1.0) (Track 09) [SCES-00010].bin" BINARY
TRACK 09 AUDIO
INDEX 00 00:00:00
INDEX 01 00:02:00
FILE "WipEout (E) (v1.0) (Track 10) [SCES-00010].bin" BINARY
TRACK 10 AUDIO
INDEX 00 00:00:00
INDEX 01 00:02:00
FILE "WipEout (E) (v1.0) (Track 11) [SCES-00010].bin" BINARY
TRACK 11 AUDIO
INDEX 00 00:00:00
INDEX 01 00:02:00
FILE "WipEout (E) (v1.0) (Track 12) [SCES-00010].bin" BINARY
TRACK 12 AUDIO
INDEX 00 00:00:00
INDEX 01 00:02:00